How do we get to the place where we spend every bit of income we earn (and, in some cases, more than we earn)? While we were re-evaluating our lifestyle, I was reminded of the contrast with our finances in the beginning. In the early days of marriage, when we were living on 2LT pay, and trying to make up for a few bad decisions, we lived on an amazingly small amount of monthly income.
Let’s just put it into perspective: When we were starting out, my husband’s gross monthly income was $1088.80, plus $280.70 housing allowance. After taxation, […]